Long Term Care Insurance
... Income for Personal/Medical Care

Long Term Care payments are available to cover the daily costs associated with medical or personal care either in a home or in a facility. It is similar to a disability income plan, whereby, due to an age related ailment or an accident, the plan provides financial help. This plan is not dependant upon you earning an income.

This plan is appropriate for all ages up to 80 years. However, it is an excellent addition for those in the 40 -65 age group. This type of plan can be used to pay for health care costs you may face in the future. Many people believe there won't be enough financial help from government plans in the future, and don't want to burden their children with these costs. This plan will enable you to stop worrying and comfortably enjoy your hard earned retirement.

A serious accident or illness often means that individual care is necessary. Government subsidized beds are becoming more difficult to find. As a result, the cost of these beds is on the rise. Many of us would prefer a choice in the type and quality of care we receive. This choice costs. With a Long Term Care plan, you can receive a monthly income to help pay these costs. If you are unable to perform two of six functions of everyday living, the plan will pay out. (Everyday functions include feeding, toileting, dressing, bathing, grooming, movement).

Who needs Long Term Care Coverage?

• Ideal for 40-65 yr. olds
• Parents with parents
• Business Owners

Follow this link for more information about Long Term Care coverage.