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Disability Benefits
Overview
Your greatest asset is not your home, cottage or car! It's your ability to make afor yourself and your family! What would be the financial impact if a living disability were to happen to you today?
Eg. A person who is currently 34 years old and earning $30,000 annually has potential earnings in excess of $1.5 million to age 65. Therefore, while a person's possessions may certainly be valuable, the ability to work and earn an income is clearly a far greater asset.
There are a variety of contracts available depending on job status and age. You should review your options carefully and choose a plan that is best suited for your needs.
Disability plans are extremely popular as more and more people are becoming self-employed. In addition to personal disability, small business owners who have a business should consider over-head expense coverage. A good plan should cover you 24/7 for injury and sickness.
Who needs Disability Insurance?
Self-employed
Business owners
Professionals (lawyers, doctors, etc)
Stay at home moms |
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